Trinity Protections
Call 817-828-6230

Licensed Insurance Agent in TX and 13 more states

Coverage from work can end when the job does.

An IUL is life insurance you own. It protects your family and can build money inside the policy over time. Get a free quote and a 15-minute call to see if it fits you.

  • Jocelyn Garrido, licensed insurance agent, NPN 22229929
  • Free quote. No obligation to buy.
  • You talk to Jocelyn, not a call center.

See my options

Step 1 of 2. Takes about a minute.

A licensed agent will call you to go over your options.

Sound familiar?

How it works

  1. Answer a few questions

    It takes about a minute. No health questions on this form.

  2. Jocelyn calls you

    She is a licensed agent. She goes over your options in about 15 minutes.

  3. You choose

    Pick a plan, think it over, or walk away. It is up to you.

What an IUL is, in plain words

IUL stands for Indexed Universal Life. It is life insurance that can last your whole life, as long as it stays funded.

  • It pays your family. If you die while the policy is active, they get money called the death benefit.
  • It can build money inside the policy. This is called cash value. It can grow based on a market index, like the S&P 500.
  • You may be able to use that money later. You can borrow from it. Loans cost interest and lower what your family gets. Too many loans can end the policy.

What it does not do

  • Your money is not put in the stock market.
  • Growth has a cap, which is the most the policy can credit in a year.
  • Growth is not guaranteed. The policy has costs that come out every month.
  • What you pay depends on your age, your health, and how much coverage you want. You get real numbers on the call.

Who we help

Parents with young kids

Protect your family now. Build cash you may be able to use later.

People who work for themselves

No coverage through work? You can own your own policy.

People with only work coverage

Group coverage often ends when you leave the job. A policy you own goes where you go.

Our promise

Questions people ask

I have coverage at work. Why would I need more?

Work coverage is a good start. But it often ends when you leave the job, and it may be less than your family needs. A policy you own stays with you as long as you keep it funded.

How much does it cost?

It depends on your age, your health, and how much coverage you want. The quote is free. Jocelyn gives you real numbers for you on the call.

IUL sounds too good to be true. What is the catch?

There are limits. Growth has a cap. Growth is not guaranteed. The policy has monthly costs. If you pay too little or borrow too much, the policy can end. Jocelyn walks you through all of it.

Will I get calls all day?

No. Jocelyn calls you herself from 817-828-6230. You can ask her to stop at any time.

What if I have health problems?

Options are different for each person. Approval and price depend on the insurance company's review of your health. Jocelyn can tell you what may fit after you talk.

Who are you?

Trinity Protections is the business name of Jocelyn Garrido, a licensed insurance agent. Her National Producer Number is 22229929. You can look it up with your state's insurance department.

See what an IUL could look like for you

Takes about a minute. No obligation.

Get My Free Quote